Appraisals

Trustworthy & accurate jewelry appraisal

When insuring or planning around jewelry, you deserve more than just a number on paper. My appraisals are detailed, caring, and always prepared with accuracy and clarity. Each report includes clear photography and straightforward descriptions, so you and your insurance company, attorney, or fiduciary can move forward with confidence!

Jewelry Appraisal for Insurance

If you’d like to insure your jewelry, most insurance companies will require a professional appraisal once items reach a certain dollar amount. These appraisals are based on Retail Replacement Value, essentially, what it would cost to replace your piece with a comparable one in today’s retail market. • Values are determined by researching comparable items, not by what a single store happens to charge. • The appraisal sets the upper limit of coverage. • An inflated appraisal only raises your premium — it won’t give you a larger payout if you ever need to file a claim.

Jewelry Appraisal for Resale

Thinking about selling a piece you no longer wear? A resale appraisal gives you a clear picture of what you can expect on the secondary market.

Equitable Distribution Appraisals

Dividing inherited jewelry among heirs can be both emotional and complex. My equitable distribution appraisals bring clarity and fairness to the process, so everyone feels confident in the outcome.

Estate Settlement Appraisals

Clarity When You Need It Most Settling an estate can be overwhelming, especially when jewelry is involved. My estate settlement appraisals provide clear, impartial valuations so you can move forward with confidence.

Appraisals for Tax Purposes

Compliance Made Simple When jewelry is part of a taxable estate, appraisals must meet strict IRS requirements. My appraisals are carefully prepared to comply with Treasury Regulations, using the official IRS definition of Fair Market Value.

Collateral Appraisals

Jewelry is sometimes used as collateral for loans, and lenders often request an appraisal before approving. These reports are generally based on Fair Market Value, with the option to include a liquidation range if the lender needs quick-sale figures. I prepare reports that give banks and lenders a realistic picture of what the jewelry is worth if the loan defaults

Jewelry Estate Planning & Documentation

Jewelry often carries deep emotional significance, making it one of the most sensitive estate assets. I help clients create clear documentation that prevents confusion or conflict later on.